S. Mohsin Reza

Associate

Tysons Corner
Business Phone: 703.734.4351
Business Fax: 703.448.6510

mohsin.reza@troutmansanders.com

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Mohsin is an associate in the Financial Services Litigation and Business Litigation practice groups and is also a member of the firm’s Electronic Discovery & Data Management team.

Representative Experience
Mohsin’s practice focuses on representing corporate clients in complex litigation in state and federal courts. Mohsin represents financial institutions in various commercial, consumer, and lender liability disputes, including lawsuits involving claims brought under the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Equal Credit Opportunity Act, the Truth-in-Lending Act, the Telephone Consumer Protection Act, the Real Estate Settlement Procedures Act, the Uniform Commercial Code, and state consumer protection statutes. Mohsin also represents small and large businesses in defending against and asserting claims of negligence, breach of contract, fraud, civil conspiracy, and business torts. Furthermore, he has experience representing clients in estate litigation and probate matters.

Mohsin serves as local counsel in matters pending in the state and federal courts of Virginia, Maryland, and the District of Columbia. He has significant experience representing parties in intellectual property litigation pending in the United States District Court for the Eastern District of Virginia.

Mohsin provides ongoing analysis and commentary on developments in the consumer financial services industry on the Consumer Financial Services Law Monitor located at www.cfslawmonitor.com.

Reported Decisions
Offiah v. Bank of Am., N.A., No. 13-2261-DKC, 2014 U.S. Dist. LEXIS 120642 (D. Md. Aug. 29, 2014) (rejecting plaintiffs’ RESPA, FDCPA, and ECOA claims).

Lewis v. McCabe, Weisberg & Conway, No. 13-1561-DKC, 2014 U.S. Dist. LEXIS 106220 (D. Md. Aug. 4, 2014) (dismissing claims alleging violations of RESPA, the Maryland Consumer Debt Collection Act, the Maryland Consumer Protection Act).

Galante v. Ocwen Loan Servicing, LLC, No. 13-1939-ELH, 2014 U.S. Dist. LEXIS 98049 (D. Md. July 18, 2014) (rejecting plaintiffs’ fraud claim as well as plaintiffs’ claims asserting violations of the Maryland Consumer Protection Act, Maryland’s Mortgage Fraud Protection Act, and RESPA).

Woelfer v. Ocwen Loan Servicing, LLC, No. JKB-14-907, 2014 U.S. Dist. LEXIS 77861 (D. Md. June 9, 2014) (denying motion to remand filed by plaintiff).

Best v. Samuel I. White, P.C., No. WDQ-13-2348, 2014 U.S. Dist. LEXIS 79026 (D. Md. June 6, 2014) (dismissing claims alleging violations of RESPA and the Maryland Consumer Debt Collection Act).

Best v. Samuel I. White, P.C., NO. WDQ-13-3164, 2014 U.S. Dist. LEXIS 66458 (D. Md. May 14, 2014) (dismissing claims under the FDCPA and the Maryland Consumer Debt Collection Act).

Davis v. White, No. 3:13cv780, 2014 U.S. Dist. LEXIS 55838 (E.D. Va. Apr. 21, 2014) (dismissing claims brought under the Truth-in-Lending Act and various “show-me-the-note” theories), aff’d per curiam , 2014 U.S. App. LEXIS 16324 (4th Cir. Aug. 25, 2014).

Jessup v. Progressive Funding, No. 13-cv-0248, 2014 U.S. Dist. LEXIS 41681 (D.D.C. Mar. 28, 2014) (dismissing claims challenging lender’s right to enforce note and deed of trust).

Tefera v. Wells Fargo Bank, N.A., No. 13-cv-0998, 2014 U.S. Dist. LEXIS 11974 (D.D.C. Jan. 31, 2014) (dismissing claims of wrongful foreclosure).

Lewis v. Nationstar Mortgage, No. 3:13cv26, 2014 U.S. Dist. LEXIS 11113 (W.D. Va. Jan. 29, 2014) (dismissing claims for breach of the deed of trust, breach of the implied covenant of good faith and fair dealing, and quiet title).

Lee v. Wells Fargo Home Mortgage, No. 3:13-cv-34, 2013 U.S. Dist. LEXIS 174529 (W.D. Va. Dec. 13, 2013) (dismissing claims for violations of the Telephone Consumer Protection Act and the Fair Debt Collection Practices Act).

Rose v. Wells Fargo Bank, N.A., 73 A.3d 1047 (D.C. 2013) (affirming trial court’s dismissal of challenge to foreclosure sale and dismissal of claims under the D.C. Consumer Protection Procedures Act).

Reyes v. Wells Fargo Bank, N.A., No. 1:13-cv-547, 2013 U.S. Dist. LEXIS 104428 (E.D. Va. July 24, 2013) (dismissing claims for negligence, fraud, accounting, breach of contract, unjust enrichment, quiet title, declaratory judgment, and a violation of the Fair Debt Collection Practices Act).

Guilford County ex rel. Thigpen v. Lender Processing Servs., No. 12 CVS 4351, 2013 NCBC LEXIS 25 (N.C. Super. Ct. May 29, 2013) (dismissing claims for unfair and deceptive trade practices and unjust enrichment brought by Register of Deeds of Guilford County).

Sun Hotel, Inc. v. SummitBridge Credit Investments III, LLC, 86 Va. Cir. 189 (Fairfax County 2013) (dismissing claims for declaratory judgment, fraud, constructive fraud, breach of fiduciary duty, negligent misrepresentation, breach of implied duty of good faith and fair dealing, and rescission of an interest rate swap agreement).

Miranda v. Wells Fargo Bank, N.A., 490 F. App’x 612 (4th Cir. 2012) (affirming dismissal of rescission claim under the Truth in Lending Act).

International Development Corp. v. Wells Fargo Bank, N.A., No. JFM-12-1791, 2012 U.S. Dist. LEXIS 163417 (D. Md. Nov. 13, 2012) (dismissing claims of wrongful dishonor under the Uniform Commercial Code).

Martin v. U.S. Bank, N.A., No. 6:12-cv-00002, 2012 U.S. Dist. LEXIS 84801 (W.D. Va. June 19, 2012) (dismissing tort claims arising out of an application for a home mortgage loan modification).

Salehi v. Wells Fargo Bank, N.A., No. 1:11-cv-1323, 2012 U.S. Dist. LEXIS 80738 (E.D. Va. June 11, 2012) (dismissing claims for breach of contract, negligence, and violation of the Virginia Consumer Protection Act).

Lepelletier v. Fair Oak Motors, Inc. , No. 1:11cv1268 (LMB/IDD), 2012 U.S. Dist. LEXIS 109363 (E.D. Va. Feb. 24, 2012) (dismissing FCRA claim because no “impermissible purpose” existed), aff’d per curiam, 475 Fed. App’x 16 (4th Cir. 2012).

Buzbee v. U.S. Bank, N.A., 84 Va. Cir. 485 (Fairfax County 2012) (dismissing “show me the note” claims).

Koz v. Wells Fargo Home Mortg., 83 Va. Cir. 96 (Fairfax County 2011) (ruling that a two-year statute of limitations applies to a slander of title claim in Virginia).

Solomon v. Falcone, 791 F. Supp. 2d 184 (D.D.C. 2011) (dismissing common law unconscionability claim and claim for statutory damages under the Truth-in-Lending Act).

Best Medical International, Inc. v. Wells Fargo Inc. NA, 82 Va. Cir. 502 (Fairfax County 2011) (sustaining demurrer to request for rescission as a remedy under the Uniform Commercial Code).

Best Medical International, Inc. v. Wells Fargo Inc. NA, 82 Va. Cir. 502 (Fairfax County 2011) (sustaining demurrer to plaintiffs’ disparate impact claim under the Virginia Equal Credit Opportunity Act and claim for breach of covenant of good faith and fair dealing).

Kidd v. Wachovia Bank, N.A., No. 3:10BCVB792, 2010 U.S. Dist. LEXIS 131720 (E.D. Va. Dec. 13, 2010) (dismissing claims under the Fair Debt Collection Practices Act, the Virginia Debt Collection Act, and the Virginia Consumer Protection Act).

Park v. Branch Banking & Trust Co., No. 10-1247, 2010 U.S. App. LEXIS 11760 (4th Cir. June 9, 2010) (affirming the district court’s dismissal of action alleging violations of the Racketeer Influenced and Corrupt Organizations Act).

An v. Branch Banking & Trust Co., No. 10-1249, 2010 U.S. App. LEXIS 11755 (4th Cir. June 9, 2010) (affirming the district court’s dismissal of action alleging fraud).

Bear Ridge Developers, L.L.C. v. Cooper, 78 Va. Cir. 50 (Fairfax County 2008) (granting plea in bar to claims for intentional misrepresentation, constructive fraud, reformation, and breach of contract).

Publications, Presentations, and Speaking Engagements
Co-Author, “Fourth Circuit Limits Recovery of Costs Related to E-Discovery,” The Rocket Docket News, Summer 2013.

Presenter, “E-Discovery in Virginia,” Discovery Skills for Legal Professionals, Lorman Education Services, February 2013.

Author, Comment, DaimlerChrysler v. Cuno, An Escape from the Dormant Commerce Clause Quagmire? 40 U. Rich. L. Rev. 1229 (2006).

Other Distinctions
Named to Virginia Business magazine's Legal Elite in Young Lawyer - Under 40 (2013).

Work Experience
Associate, Troutman Sanders LLP, 2008-present
Law Clerk, The Honorable John F. Anderson, U.S. Magistrate Judge, U.S. District Court for the Eastern District of Virginia, 2008
Associate, Troutman Sanders LLP, 2007
Summer Associate, Troutman Sanders LLP, 2006

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Education

  • University of Richmond, J.D., 2007
    Editor-in-Chief, University of Richmond Law Review, 2006-2007
  • University of Virginia, B.A., 2002


Bar Admissions

  • Virginia
  • District of Columbia
  • Maryland


Court Admissions

  • U.S. Court of Appeals for the Fourth Circuit
  • U.S. District Court for the Eastern District of Virginia
  • U.S. District Court for the Western District of Virginia
  • U.S. District Court for the District of Columbia
  • U.S. District Court for the District of Maryland
  • U.S. Bankruptcy Court for the Eastern District of Virginia
  • U.S. Bankruptcy Court for the Western District of Virginia


Memberships

  • Federal Bar Association
  • Fairfax County Bar Association
  • Member, The Pauline Newman IP American Inn of Court
  • Student Member, John Marshall Inn of Court, 2006-2007