John C. Lynch


Virginia Beach
Washington, D.C.
Business Phone: 757.687.7765
Business Fax: 757.687.1504


John Lynch is a trial attorney with a national litigation practice. John is a leader of the Financial Services Litigation practice representing financial institutions, loan servicers, and debt buyers/collection companies in class action and individual cases. He also represents companies and executives in intellectual property and commercial cases, involving patent and trademark matters, shareholder/partner disputes, construction, commercial contracts, and real estate.

Recent Highlights
Summary Judgment and class decertification in FCRA Class Action. Kingery v. Quicken Loans, Inc., Civil Action No. 2:13cv1353 (S.D.W.V. 2014)

  • Kingery v. Quicken Loans, Inc. , 2014 U.S. Dist. LEXIS 75811 (S.D.W.V. June 4, 2014) (Decertifying Class)
  • Kingery v. Quicken Loans, Inc. , 2014 U.S. Dist. LEXIS 75824 (S.D.W.V. June 4, 2014) (Granting Summary Judgment)

TCPA Class Action, Downing v. Papa John’s USA, Inc., Case No. 2:12cv422 (E.D. Va. 2013)

Summary Judgement in a FCRA Class Action. Kingery v. Quicken Loans, Inc., Civil Action No. 2:13cv1353 (S.D.W.V.)

Dismissal of WVCCPA Class Action. McFarland v. Wells Fargo Bank, N.A., Civil Action No. 2:12cv7997 (S.D.W.V. 2012)

FCRA Class Action. Pitt v. K-Mart Corporation, Civil Case No. 3:11cv697 (JAG) (E.D.Va. 2011)

FCRA Class Action, Marcum v. Dolgencorp, Inc., Civil Action No. 3:12cv108 (E.D. Va. 2012)

Fourth Circuit Affirmed Summary Judgment in FDCPA and TCPA case. Worsham v. Account Receivables Management, Inc., No. 11-2390 (4th Cir. Nov. 14, 2012), (Maryland).

State of West Virginia v. Midland Funding, LLC , Case No. 12-c-433 (Kanawha County, 2012)

Dismissal of Truth in Lending Act Class Action. (Valrie v. Nationstar Mortgage, LLC, Civil Action No. 1:11cv404 (S.D. Alabama))

Defense verdict following 4 day jury trial for GMAC and MERS in Cobb County, Georgia. (Krause v. Mortgage Electronic Registration Systems, Case No. 09-1-11403-40 (Superior Court for Cobb County, GA))

Fourth Circuit win in consumer class action in West Virginia. (Delebreau v. Bayview Loan Servicing, LLC, 680 F.3d 412 (4th Cir. 2012))

Virginia Supreme Court win in partnership dissolution case following 13 day trial. (Russell Realty Assoc. v. Russell, 283 Va. 797 (2012))

Favorable settlement in patent infringement case during 4th day of jury trial in Newark, New Jersey. ( Smart Trike USA, LLC v. Heinz KETTLER GmbH & Co. KG, 2:10cv2063-FSH-PS (D.N.J.)

Class Actions
Delebreau v. Bayview Loan Servicing, LLC, Civil Action No. 6:09cv245 (S.D.W.V., Jan. 15, 2011) (WVCCPA).

Daughtry v. Knowledge Learning Corporation and Kindercare Learning Centers, Inc., Civil Action No. 3:09cv683 (E.D. Va. 2009) (FCRA).

Williams v. Omnisec International Investigations, Inc., Civil Action No. 3:10cv117 (E.D. Va. 2010) (FCRA).

Echehoyen v. GMAC Mortgage LLC et al., Case No. 10-C-09-003965 (Md. Cir. Ct. Mar. 15, 2010) (FDCPA).

Yarish v. U.S. Bank, 3:08cv380 (E.D. Va. 2009) (FCRA class action).

Towles v. B.P. Products North America, Inc. ( Ill. N.D. 2009) (FCRA Class action).

McCormick v. Wells Fargo Bank, N.A. , 2009 U.S. Dist. LEXIS 15406 (S.D.W.V. 2009) (FDCPA class action).

Watkins v. Wells Fargo Home Mortg., 2008 U.S. Dist. LEXIS 47834 (S.D.W.V. 2008) (predatory lending class action).

Johnson v. Mid-Atlantic Fin. Co., Inc. (E.D. Va. 2006) (FCRA and ECOA class action).

Baldwin v. National Auto Fin. Co., Inc. (E.D. Va. 2006) (ECOA class action).

Thomas v. Centrix Financial, LLC (E.D. Va. 2005) (ECOA class action).

Davis v. Citifinancial Auto Corp. (E.D. Va. 2005) (ECOA class action).

Castro v. Solstice Capital Group, Inc. (D. Conn. 2005) (RESPA class action).

Cook v. Certegy Payment Recovery Services (E.D. Va. 2004) (FDCPA class action).

Ewald v. National City Mortg. Co. (Hanover County Circuit Court 1998) (predatory lending case).

Defended dozens of cases in numerous states involving federal and state consumer protection statutes (FCRA, FACTA, FDCPA, ECOA, RESPA, etc.), and common law claims.

Intellectual Property
Heinz KETTLER GmbH & Co., KG v. The Little Tikes Co., Inc., 680 F. Supp. 2D 757 (E.D. Va., Jan. 14, 2010) (patent infringement).

Heinz KETTLER GmbH & Co., KG v. Razor USA, LLC, 2010 U.S. District LEXIS 119954 (E.D. Va. Nov. 5, 2010).

Heinz KETTLER GmbH & Co., KG v. Indian Industries, Inc. 592 F. Supp. 2d 880; 2009 U.S. Dist. LEXIS 3227 (E.D. Va., 2009) (patent infringement).

Rescue Phone, Inc. v. Enforcement Technologies Group, Inc. (E.D. Va. 2007) (patent infringement).

Heinz KETTLER GmbH & Co., KG v. Friendly Toys Corp. (E.D. Va. 2007) (patent infringement).

GIV, LLC v. International Business Machines Corp. (E.D. Va. 2007) (represented computer manufacturer in defense of patent infringement claims).

Heinz KETTLER GmbH & Co., KG v. Radio Flyer, Inc. (E.D. Va. 2004) (patent and trade dress infringement).

Military Circle Mall v. Military Circle Pawn Shop (Norfolk Cir. Ct. 1997) (trademark infringement).

Complex Litigation
Johnson v. Washington , 559 F.3d 238; 2009 U.S. App. LEXIS 3596 (4th Cir. Feb. 24, 2009) (predatory lending).

Global Ampersand LLC v. Crown Engineering and Constr., Inc. (E.D. Ca. 2008) (construction).

Station 2 LLC v. Marathon Development Group, et al. (Norfolk Cir. Ct. 2006) (trial court dismissed claims against clients) (on appeal).

401 Granby LLC v. Baylor, CH05-2033 (Norfolk Cir. Ct. 2005) (real estate).

TradeStaff & Co. v. Geissinger (Norfolk Cir. Ct. 2004) (injunction ordered in non-compete case).

Cromer v. Tradestaff & Co. 2004 WL 1059746 (Richmond Cir. Ct. 2004).

Chenault v. Tradestaff & Co. 2004 WL 1059755 (Richmond Cir. Ct. 2004).

Amark Corp. v. WAKO Chemicals USA, Inc. (Chesterfield Cir. Ct. 2004) (construction dispute involving large chemical plant).

Llobell v. Valley Poultry and Produce, Inc. (Norfolk Cir. Ct. 2003) (corporate dissolution).

Buenger v. Fluor Daniel, (W.D. Va. 2003) (obtained dismissal for Fluor in construction case).

McMillion v. Dryvit Sys, Inc., 262 Va. 463, 552 S.E.2d 364 (2001) (EIFS litigation).

Lesner Pointe Condo. Ass’n v Dryvit Sys. (Va. Beach Cir. Ct., 2000) (EIFS litigation).

Newco. Inc. v. Cessna Aircraft Co., 1997 U.S. App. LEXIS 31792 (4th Cir. Nov. 12, 1997) (affirming dismissal by the district court of Newco’s complaint for failure to state a claim).

Mirabile v. Life Co. of N. Am., (E.D. Va. June 12, 2007), aff’d (4th Cir. 2008) (summary judgment for LINA).

Moore v. Life Ins. Co. of N. Am., 2007 U.S. Dist. LEXIS 4925 (N.D.W.V. 2007) (summary judgment for LINA).

Donnell v. Metro. Life Ins. Co., 2006 U.S. App. LEXIS 3073 (4th Cir. 2006) (no discovery in ERISA cases).

Willis v. Metro. Life Ins. Co., (W.D. Va. 2005) (granting MetLife’s Motion for Summary Judgment).

Meador v. Life Ins. Co. of N. Am ., (D. Md., Dec. 16, 2005) (summary judgment for LINA).

Stanley v. Metro. Life Ins. Co., 312 F.Supp.2d 786 (E.D. Va. 2004).

Williams v. Unum Life Ins. Co. of America, 250 F. Supp. 2d 641 (E.D. Va. 2003).

Clanton v. Metro. Life Ins. Co., 2003 WL 21655276 (E.D. Va. June 10, 2003) (No discovery in ERISA cases).

Burkhart v. Metro. Life Ins. Co., 2003 WL 21655486 (E.D. Va. June 11, 2003) (discovery in ERISA cases).

Martin v. Metro. Life Ins. Co., 2002 WL 32072618 (2002), aff'd 2003 WL 21008667 (4th Cir. 2003) (summary judgment for MetLife).

Presentations and Speaking Engagements
Speaker, “Mortgage Loan Servicing- A Litigator’s Perspective,” American Bar Association Business Law Section Annual Meeting, September 11, 2014, Chicago.

Speaker, "Everything You Don't Know About E-Discovery (But Wish You Did)," National Business Institute, November 22, 2013.

Speaker, "Consumer Finance Class Actions & Litigation," American Conference Institute, July 29, 2013.

Speaker, "Consumer Finance Class Actions & Litigation," American Conference Institute, January 31, 2013.

Speaker, American Bar Association's "Fall 2012 National Legal Malpractice Conference".

Speaker, "Understanding Debt Collection Litigation Trends and Preventing Future Lawsuits", American Conference Institute's 14th National Conference on Consumer Finance Class Action & Litigation, July 2012.

Speaker, "Class Action Litigation Trends: A Look into New Cases, Theories of Liability & Updates on the Cases to Watch", American Conference Institute's 13th National Conference on Consumer Finance Class Action & Litigation, January 2012.

Speaker, "Identifying and Avoiding Trouble Spots in Debt Collection & Credit Reporting & Defending Against FDCPA, TCPA, FACTA and FCRA Claims," American Conference Institute's 11th National Conference on Consumer Finance Class Actions & Litigation, July 2011.

Speaker, Mortgage Bankers Association Legal Issues and Regulatory Compliance Conference, May 2011.

Speaker, "Managing the Current and Future Waves of Discriminatory and Predatory Lending/Servicing Cases," American Conference Institute’s 10th Annual Conference on Consumer Finance Class Actions & Litigation, January 2011.

Author, "Background Checks are a Good Business Decision," The Hampton Roads Business Journal, June 1, 2012.

Quoted, "CFPB's Watchful Eye to Sharpen in Coming Months," Law360, August 15, 2011.

Quoted, "After a Year, Dodd-Frank Still Confounds," Inside Business, August 1, 2011.

Public Service
Past Board member, Horizons Hampton Roads
Chairman, Project Exile Community Support Foundation, 1998-2000

Other Distinctions
Named to Virginia Business Magazine’s Legal Elite in Civil Litigation (2004-2013).

Recipient of Inside Business Magazine's Top Forty Under 40.

Selected by Law & Politics as a Virginia Super Lawyer in Business Litigation (2010-2013).

Included in the Virginia Top 100 List by Super Lawyers (2013).

Recognized in The Best Lawyers in America in Commercial Litigation, Corporate Law, Litigation - Construction, Litigation - Intellectual Property, Financial Services Regulation Law, and Regulatory Enforcement Litigation (2011-2014).



  • University of Richmond, J.D., 1994
  • James Madison University, B.S., cum laude, 1991

Bar Admissions

  • 1995 Virginia
  • 1995 Maryland
  • 1994 West Virginia