Financial Institutions
Troutman Sanders has a long history of service to financial institutions and is well-qualified counseling clients in the complex and ever-changing financial institutions industry. Publications such as The American Banker, Chambers, Best Lawyers in America, Thomson Financial, Legal Elite and Super Lawyers consistently recognize the firm’s Financial Institutions Group and individual attorneys among the leaders in the industry. Our attorneys possess extensive experience working with federal and state regulatory agencies on a wide variety of matters. In addition, our Financial Institutions Group has substantial experience in mergers and acquisitions, capital formation, public offerings, securities reporting, corporate governance, and the many other areas described below that enable Troutman Sanders to provide effective, efficient and creative representation in these areas of critical importance to financial institutions. The complexity of an ever-evolving regulatory environment coupled with an exceedingly competitive business climate is causing financial institutions to rely on highly qualified legal counsel.
The world in which financial institutions operate has become increasingly competitive, presenting institutions with compelling new challenges and increased regulatory scrutiny. The Financial Institutions Group has significant experience in many engagements throughout the United States. The group includes attorneys who have prior government service with federal and state regulatory authorities, enabling us to reach levels of critical importance within federal and state government. Our attorneys have represented financial institution clients through multiple economic cycles, including expansions and regulatory difficulty and have handled high level regulatory negotiations at hearings and in formal and informal proceedings. In addition, our attorneys have been involved in civil enforcement and criminal investigations including SEC, DOJ, and grand jury proceedings.
Recognizing that market changes result in new challenges and opportunities for our clients, our team focuses on current trends while ensuring we provide timely and specific counsel to help clients with their most important decisions. Our Financial Institutions Group advises regarding matters of critical importance to financial institutions including the following areas:
- Mergers & Acquisitions
- Capital Formation and Securities Offerings
- Special Investigations
- Assistance to Troubled Banks and their Directors and Officers
- Exchange Act Reporting, Public Disclosures, and Shareholder Relations
- Corporate Governance
- Corporate Reorganizations and Holding Company Formation & Structuring
- Insurance, Securities, Investment Banking and Other Expanded Financial Services
- Mobile and Internet Banking, Information Technology, Privacy and Cybersecurity
- Mortgage Bankers, Payday Lenders, Check Cashiers, and other Licensed Non-Depository Financial Services
- Community Banking
- Supervision & Compliance and Regulatory Negotiations
- Anti-Money Laundering, Counter Terrorism and International Sanctions
- Subprime & Leveraged Finance
- Executive and Equity-Based Compensation
- Employee Benefits Retirement Plans and Deferred Compensation
- Loan Workouts and Restructurings
- Lending & Structured Finance
- Branding & Intellectual Property
- Financial Services Litigation
- Bank Formations
- International and Cross-Border Financial Organizations